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Understanding Financial Regulation – The Origins of the Basel Accords
Michael Babyak Jr. II
As President of Precision Financial Services, Inc., Michael Babyak Jr. II, has worked within the industry for over 25 years. Michael is committed to evolving and growing the firm with enhanced services and technology. His genuine passion to provide each client with consistently outstanding experience is paramount to the mission of the organization. The values instilled in Michael while obtaining his Bachelor’s Degree in Accounting at The Military College of Vermont, Norwich University, are demonstrated by his continued service to his community, both professionally and personally having served as a Boards of Adjustments member, board member of the North West Jersey Association of Life Underwriters, and class agent for Norwich University.
David Vollmer, CFA
David Vollmer brings comprehensive financial knowledge and experience to his leadership role as Chief Operating Officer and Managing Partner of Precision Financial. David is a CFA Charterholder and member of the CFA Institute. In 2007 David became a Managing Partner of PFS Partners, LLC.
Prior to working for the firm, David was a trader at Carlin Securities Group on Wall Street where some of his responsibilities included training and managing foreign traders in US markets. To broaden his expertise, he spent several years traveling to China to complete ventures for well-known firms and individuals.
IMPORTANT DISCLOSURE INFORMATION
PFS Partners, LLC (“PFS”) is an SEC registered investment adviser located in Mine Hill, New Jersey. PFS may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. PFS’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of PFS’s web site on the Internet should not be construed by any consumer and/or prospective client as PFS’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by PFS with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of PFS, please contact the SEC or the state securities regulators for those states in which PFS maintains a notice filing. A copy of PFS’s current written disclosure statement discussing PFS’s business operations, services, and fees is available from PFS upon written request. PFS does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to PFS web site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.
Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by PFS), will be profitable or equal any historical performance level(s).
Certain portions of PFS’s web site (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, PFS (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from PFS, or from any other investment professional. PFS is neither an attorney nor an accountant, and no portion of the web site content should be interpreted as legal, accounting or tax advice.